Rain Capital

Capital funding that moves at the speed of business.

Fuel your growth. Manage cash flow. Invest in the future. With Rain Capital, our small business financing solution, the possibilities are endless. Email capital@rainpos.com to learn more about this flexible financing option designed for your success.

Rain or shine, we have your business covered.
Get Capital Funding. Fast.

Rain Capital, in partnership with Parafin, a U.S.-based financial technology company that provides access to growth capital, offers small businesses tailored funding solutions based on sales history. If approved, access a portion or all of your pre-approved offer to accomplish your business goals.

Pre-approved capital funding offer based on previous sales history

Rain Capital makes small business funding simple by providing a custom pre-approved capital offer to fuel eligible businesses. No credit check, collateral, or ongoing interest.

No-fuss, automatic repayment

Adding Capital shouldn't also add stress. With Rain Capital, invest in your business and a fixed percentage of your daily sales automatically goes towards repaying it.

Payments based on a fixed percentage, so you pay less when seasonal lows come around, and a little more when business is booming
Once approved, fuel your next big idea by using your capital to invest in inventory, equipment, payroll, marketing or expanding to new locations
Your business moves quickly, which is why our transfers can be in your bank account as soon as the next business day. Giving you access to capital, fast.

How Rain Capital flexible funding works..

If eligible, our team pre-approves your business to create a tailored, flex loan offer without the hassle of a lengthy application.

Determining Eligibility

Check your inbox or POS portal for notification of your eligibility for Rain Capital offers.

Simple, Fast Application

You're pre-approved for a custom loan amount based on sales history. Plus, no credit checks.

One fixed fee

No interest. No late fees. Simple as that.

Pay when you get paid

Whether business is booming or sales hit a seasonal slow, payments flex based on a percentage of sales.

FAQ

Why is Rain offering capital?

We believe that our merchants should have easier access to capital to grow their businesses. With Rain Capital, we hope to enable you to run your business all from one place, with a fast, trusted way to unlock and power your growth potential.

Which financial institution provides the funding for Rain Capital?

Rain has partnered with Parafin to offer funds to Rain’s users. Parafin is a financial technology company focused on supporting businesses. To power Flex Loans, Parafin partners with Celtic Bank, a financial institution. All loans are governed by the Loan Agreement and Parafin’s Privacy Policy.

Who is eligible for Rain Capital?

Eligibility is based on your business performance on the Rain platform. We perform regular checks to determine if your business is eligible. Once eligible, a Rain Capital funding pre-approved offer will become available to you, automatically, and you’ll be notified via email.

How are pre-approved offers determined?

Parafin’s eligibility criteria includes multiple business performance factors in order to determine the best pre-approved offer available to your business. Increasing your sales, and maintaining consistent sales over time, will help increase your chances of getting a pre-approved offer.